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HVAC project financing

Handle the project.
Plan the payment.

Replacing heating or cooling equipment can be a major expense. Financing may give you another way to move forward with a qualifying installation without paying the full project cost at once.

Application and lending decisions are handled by the financing provider.
Residential air conditioning system installed by EMH Mechanical
Plan the workComfort upgrades with payment options

Straightforward process

Know the project before you apply.

We recommend starting with an EMH Mechanical estimate. Once the equipment, scope and project price are clear, you can review available financing directly through BuildFi.

Open the financing application

How it works

Three practical steps.

01

Get the scope.

Talk with EMH Mechanical about the equipment, the work involved and the project price.

02

Review your options.

Use the BuildFi application to see which financing options may be available to you.

03

Finalize the job.

Once the project and payment plan are settled, we can confirm the installation details and scheduling.

Projects to discuss with us

Replacement and installation work.

Financing may be useful when a larger mechanical project cannot be put off. We can prepare a clear estimate for the work before you review lender options.

  • Furnace and air conditioning replacement
  • Heat pump and mini-split installation
  • Boiler and hydronic heating replacement
  • Water heater replacement
  • Complete residential HVAC systems
External application

Ready to review financing?

The application opens on BuildFi's website. Any offer, approval, rate or repayment term comes from the financing provider.

Continue to BuildFi

Financing questions

Before you apply.

Does applying guarantee approval?

No. Financing is subject to credit approval and the lender's terms.

Does EMH Mechanical set the rate or loan terms?

No. The financing provider determines available plans, rates, payment amounts and terms.

Should I get an HVAC estimate first?

That is usually the best place to start. A written scope and price give you a clear project amount to review with the financing provider.

Can financing be used for every service call?

Availability depends on the project and the lender's current programs. Call our office if you are not sure whether your job may qualify.

Need an estimate first?

Start with the HVAC project.

Tell us what needs to be replaced and where the property is located.